Net-30 means net-never. Creators chase invoices instead of doing their work. Average freelancer spends 20 hours/year on collections.
Your reviews, ratings, and work history are trapped on one platform. Leave, and you start from zero.
When things go wrong, the platform picks a winner behind closed doors. No evidence trail, no appeal, no transparency.
Pick a template. Set scope, milestones, deadlines, and payment terms. Both parties sign.
Funds lock on XRPL with crypto-conditions. Not in our bank account -- on the ledger, verifiable by both parties.
Submit work per milestone. Client reviews and approves. SHA-256 hash of each deliverable is recorded on-chain.
Escrow releases instantly on approval. A Minted Craft Credential is issued -- verifiable proof of completed work.
We charge 0.98% per escrow release. That's it. No sign-up fees, no subscription, no hidden charges.
At 0.98%, nobody leaves to avoid fees.
The protection is why they stay.
Funds lock on XRPL with SHA-256 crypto-conditions. Not a database entry -- an actual on-chain escrow that either party can verify. The blockchain IS the settlement layer.
Fixed-price, milestone, retainer. Pick a template, fill in the terms, skip the lawyer for standard work.
XRPL settles in 3-5 seconds. Approve a milestone, get paid. No 14-day holding period.
XRP, RLUSD, USDC, USDT, USD, EUR. Connect any wallet -- Xaman, MetaMask, Phantom, GemWallet, Crossmark.
Break work into deliverables. Each milestone has its own escrow, deadline, and approval gate.
On-chain escrow eliminates chargebacks. Funds are committed. No surprises 30 days later.
Direct resolution, platform review, community arbitration. Escalation is transparent and logged on-chain.
Post briefs, receive proposals, negotiate terms. All within the protocol -- no need for a separate discovery platform.
Every completed job mints a verifiable on-chain credential. Not a review that disappears when you leave a platform -- a permanent, portable work receipt.
Minted as an XLS-20 token on XRPL when a milestone is approved. Links to contract terms, deliverable hash, and payment amount.
Both parties are referenced in the credential metadata. Clients can verify they received the work. Creators can prove they delivered it.
Your MCCs live on XRPL, not in our database. If StudioLedger disappears tomorrow, your credentials don't.
"Your work history should belong to you, not to a platform."
Native escrow objects on the XRP Ledger. Not a smart contract wrapper -- a first-class ledger primitive. Supports time-based cancellation and crypto-conditions.
Escrow release requires a SHA-256 preimage fulfillment via five-bells-condition (RFC draft-thomas-crypto-conditions). Platform holds the preimage until approval.
RLUSD (Ripple-issued, NYDFS regulated), USDC, USDT, USD, EUR via GateHub issued currencies. RLUSD-only for escrow contracts to eliminate volatility.
MCCs are XLS-20 tokens with 3 taxons: Work Credential (1), License (2), Access Pass (3). Metadata references contract hash, deliverable IPFS URI, and license terms.
Platform-managed wallet seeds and escrow preimages encrypted at rest. Per-key IV, authenticated encryption. Key rotation planned for production.
Registered under the AML/CTF Amendment Act 2024 (Tranche 2). Full AML/CTF program drafted. Travel Rule compliance for all virtual asset transfers. No minimum threshold.
MIT license. Next.js 14 + TypeScript + xrpl.js v4. Supabase for auth and data. The code is the documentation. github.com/remyyx/workledger
Xaman (XRPL), MetaMask (EVM), Phantom (Solana), GemWallet, Crossmark. Bring any wallet. Settlement always runs on XRPL.
Parties negotiate directly with full message history and evidence trail. Most disputes resolve here.
StudioLedger admin reviews evidence: contract terms, deliverables, communication timeline. Structured one-page brief.
Panel of 3 MCC-holding arbitrators qualified by skill domain. 5% arbitration fee from the losing party. Decisions are final.
"Transparency isn't a feature. It's the baseline."
We're in beta. The escrow works. The credentials mint. The marketplace connects. There's plenty left to build -- and we'd rather build it with feedback than assumptions.
StudioLedger Pty Ltd · AUSTRAC Registered VASP · ACN 696 549 809
